Mr. so-and-so has a planned hip surgery and is currently on original medicare only.
with our insurance he would be paying, with hospital copays and SNF copays, around $1000.
instead, he has decided that he would rather pay the $952 deductible as well as 20% of the procedure cost which leaves him a responsibility of oh.... at least $7000.
Gee, sure Mr. so-and-so, you're making a great choice by not taking the insurance. I'm sure your wife will be thrilled when the bills come in.